all media files being pulled are password protected

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Are you using the latest stable version of SABnzbd? Downloads page.
Tell us what system you run SABnzbd on.
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Do you experience problems during downloading?
Check your connection in Status and Interface settings window.
Use Test Server in Config > Servers.
We will probably ask you to do a test using only basic settings.
Do you experience problems during repair or unpacking?
Enable +Debug logging in the Status and Interface settings window and share the relevant parts of the log here using [ code ] sections.